FROM INTENTION TO PROGRESS
Goal-Based Investing helps you turn a financial goal, such as buying a home, preparing for retirement, or funding education, into a structured investment plan with a target amount, timeframe, planned contributions, and progress tracking.
FROM THE START, YOU HAVE CLARITY ON:
The goal you
want to pursue
A structured plan
built around it
How your progress
evolves over time
All through a clear, guided experience designed to keep your goal in focus.
How it works
Turn a financial goal into a structured investment plan and follow its progress over time.
Define your goal
Choose the financial goal you want to pursue and set a target amount.
Build your plan
Set your initial investment, planned contributions, and target timeframe.
Put your plan into action
We select and manage a portfolio based on the information you provide, your risk profile, and investment horizon. Your portfolio allocation may evolve as your target date approaches.
Track your progress
Follow your account value, contributions, and estimated progress toward your goal. Update eligible plan inputs as your circumstances change.
Projections, estimated timelines, and goal-progress indicators are hypothetical and provided for planning purposes only. They are not actual performance and do not guarantee future results or that your goal will be achieved. Investing involves risk, including the possible loss of principal. Fees and expenses reduce investment returns.
Investing stops being a one-time decision and becomes a continuous, structured process.
KEEP YOUR GOAL IN VIEW,
WITH CLARITY AND SUPPORT
Throughout your journey, you’ll have tools to understand your investment and follow your progress over time.
You’ll be able to:
See how your investment is structured
Review your contributions and estimated progress toward your goal
Receive reminders and updates designed to support a disciplined, long-term investment approach
Access our support team for help navigating your experience.
READY TO TURN YOUR GOAL INTO A PLAN?
Take the first step toward an investment plan built around your goal.
IMPORTANT LEGAL INFORMATION
Goal-Based Investing (“GBI”) is a discretionary investment advisory service offered by Xendia Wealth LLC, dba Vestiva (“Vestiva”), an investment adviser registered with the U.S. Securities and Exchange Commission. Registration with the SEC does not imply approval or endorsement by the SEC or any particular level of skill or training.
GBI is designed to help clients invest toward a specific financial goal using information provided by the client and Vestiva’s portfolio-allocation, monitoring, and glide-path methodology. Unless separately agreed in writing, GBI does not constitute comprehensive financial planning and does not provide tax, accounting, or legal advice.
Any projected return, projected account value, estimated contribution, estimated timeline, progress indicator, milestone, or glide path displayed through GBI is hypothetical and illustrative and is provided solely for planning purposes. Projections are based on client inputs and stated assumptions. They do not represent actual performance or guarantee future results or achievement of any goal. Actual results may differ materially due to market conditions, investment performance, contributions, withdrawals, fees, expenses, taxes, and changes in the client’s circumstances.
Investing involves risk, including the possible loss of principal. Portfolio monitoring, rebalancing, and glide-path adjustments do not eliminate investment risk or assure that a goal will be achieved. Advisory fees, underlying fund expenses, and other applicable costs reduce investment returns.
Please review the GBI Methodology and Assumptions, Pricing, Form ADV, Form CRS, and the applicable client agreements before investing.